We live in a tiny little town that is 30 minutes from everywhere else we need to go. Thankfully, within one mile of our house I have a grocery store, our bank, a post office, and a library. I make good use of all four of those!
I've been trying to figure out why our vehicles cost so much. They're both paid for. One is a 2002 and the other is a 2003. Neither gets great gas mileage. My husband is a paint contractor and has to drive his small truck loaded with equipment to wherever the customer's house is. His daily commute is at least 20 miles one way. At least. I'll look into where we can save money there later. Right now I want to see what's up with the amount we have budgeted to spend on our van.
My van is used for church services (Thursday and Sunday), choir practice (twice a month), family outings on some Saturdays, and running errands on errand day. Here's what I came up with for MY vehicle:
- Weekly miles driven: 180
- MPG: 16
- Gas used at $2.89/gallon: $33.24
- One Month's Amount: $133
That's JUST for gas. The insurance is another $61, oil $12 (divided by 12 months), and $50 for future maintenance . . . Well, goodness!
That makes the month's budget for my vehicle alone $256!!
I can see TWO ways to reduce this:
- Call the insurance company and see if the premium can be lowered (higher deductible?).
- Cut out the errand day and do my errands in conjunction with the church trips.
- (One extra possibility: Rini suggested getting my oil changes through a Mystery Shopper trip. I'm looking into that. THANKS, RINI!)
So, I'm on track to reduce this budget item. One down, ??? to go!
I wanted to give a little background history, just for fun. For the first 17 years of our marriage, we had ONE car. One day a week I drove my husband to work and kept the car for errands. When we got pregnant, we finally broke down and bought another vehicle. It was very exciting. For the first time we had air conditioning! Too bad we got it AFTER we moved Up North from Florida.
But, doggone it, the whole 3 weeks we NEED air conditioning in the car here, I have it! Woo Hoo!